Global paymentson local terms.
One API to collect, hold and pay out in 60+ currencies and stablecoins, across 180+ countries. In 74 of them, money lands on the country’s own rail, on its own terms.
2,500.00 USDC sent from New York
One API to collect, hold and pay out in 60+ currencies and stablecoins, across 180+ countries. In 74 of them, money lands on the country’s own rail, on its own terms.
2,500.00 USDC sent from New York
01Why Walapay
A wire moves from bank to bank and waits for each one to open. Walapay moves the value as USDC and pays out on the country’s own rail, so where that rail runs in real time, the payment does too. Scroll to send the same $25,000 both ways, from a funded account on a Friday evening.
WalapayFrom balance, USDC, Pix
Bank wireUSD over SWIFT
An example: $25,000 sent from a funded USD account in New York to São Paulo at 17:40 on a Friday. Settlement times are each rail’s intended speed, from Walapay’s coverage documentation: Pix in real time, USD over SWIFT in one to four business days. Bank hours shown as 9:00 to 17:00, New York time.
02Who it’s for
Give customers dollar, euro, pound and dirham accounts in their own names, take payments into them, and let them send money home on the local rail. The app is yours. The accounts, the conversion and the payout run on Walapay.
Settle merchants instantly in stablecoins, or in their own currency on their own rail, and run the treasury behind it from the same API.
Payroll providers and marketplaces pay people and businesses around the world from one file, each in their own currency, over stablecoins or the country’s instant rail.
Finance teams hold cash across their entities, bring it home when they need it, and pay suppliers abroad, from one treasury.
Accounts in your customers’ own names, payments into them, and money sent home on the local rail.
US dollar account
Account •••• 8841 · Routing •••• 0215
Held in your name at a US bank
Recent
Send home
$800.00
₱46,704.00 at 58.38
To Maria Reyes, BPI •••• 2203
Over InstaPay
Send
An account in her own nameUS dollars, with its own account and routing numbers, issued through Walapay.
Paid by a client abroadCollected into that account over ACH.
Sent home on the local railConverted to pesos and paid out over InstaPay to her bank in Manila.
Merchants settled instantly in stablecoins, or in their own currency on their own rail.
Weekend card sales, settled to 186 merchants in one run
Paid out in six currencies and USDCNext run 03:42
People and businesses anywhere paid from one file, each in their own currency.
Cash held across entities, brought home when it is needed, and suppliers paid abroad.
MXN 2,400,000.00 from the Mexican entity, through USDC, to USD 130,151.84 in New York.
ReadyUSD 100,000.00 out as CNY 712,000.00 to the supplier’s bank over CNAPS.
Ready03Payments
Take money into accounts in your customers’ own names, turn it into the currency or stablecoin it needs to be, and send it out on the local rail. One API and one console for all three, with every step on the record.
R$ 99.544,00
To Nubank ••4821, São Paulo · Payout over Pix
clh1234abcd6f1c2a7e-…Webhooks to https://api.fernleaf.example/walapay
payment.createdProcessing200 OKpayment.updatedProcessing · converted200 OKpayment.updatedCompleted200 OK04Accounts
Balance, as Germany writes it
Named accounts in dollars, euros, pounds and dirhams, issued by tier-one banks and domiciled in-country, with local rail access. Every customer pays the way they always pay, and the money lands in an account in your name.
Payers, amounts and the balance are examples; the conversion uses an example rate. Account number illustrative, bank code masked. Currencies and account types from Walapay’s virtual accounts documentation.
05Treasury
Swap between stablecoins and chains in one call, move idle balances into yield-generating stablecoins, or issue a stablecoin of your own to run a global treasury. One API for every asset, chain and rail.
Chains and assets from Walapay’s coverage documentation, 23 Oct 2026. Amounts and rates are examples.
06Coverage
Walapay pays out over SWIFT and stablecoins almost everywhere, and on the country’s own rail, in its own currency, in 74. Below, the same 2,500 USDC lands in one of them after another, written the way that country writes money.
2,500.00 USDC sent from New York
07Developers
A customer, the accounts they hold, and the payments between them. Make a payment and Walapay does the rest, telling your server about every change as it happens.
People and businesses. KYC and KYB run through the same API.
Virtual accounts and wallets Walapay issues, or the customer’s own bank account or wallet.
One call between two accounts. Leave out the source and the response carries funding instructions instead.
https://api.walapay.io/v1/https://sandbox-api.walapay.io/v1/X-Api-Key08On the record
| Date | Milestone | Amount |
|---|---|---|
| Oct 2026 | Seed round, led by Generative VenturesWith Commerce Ventures, Polygon, Verda Ventures and others | $4.6M |
| Sep 2026 | Winner, Stable Launch at StableconWashington, DC | $200K |
| Aug 2026 | Among the first in Mastercard’s Crypto Credential pilotWith Borderless.xyz | |
| 2026 | Mastercard Start PathBlockchain and Digital Assets | |
| Oct 2024 | Circle Alliance Program |
“Walapay’s global coverage has enabled us to scale into new corridors with confidence.”Brandon TiminskyFounder, Zarpay
“WalaPay is the best for our Asia operations, truly one of those products every scaling company needs to connect itself to the import-export business.”Juan Diego Oliva HeinsenCEO, Capa
Tell us the countries. We’ll show you the rail, the rate and how long each one takes.